Tuesday, July 8, 2008

Saving vs. Inflation

I know some people who complain that they do not have enough financial means and yet they do not do something about it. They are so conservative that they just put their money at the bank earning a measly interest of 4% less government share of 20%. Unfortunately, that kind of saving is way too low from the current inflation rate of 11.4%, the highest in 14 years as reported by the Philippine Star dated July 5, 2008.

How should one solve this dilemma? Be financial literate. Ask me how..

Friday, July 4, 2008

Yes, Money Can't Buy Love!

I got an email recently from a frustrated suitor lambasting me for all the fuss i make about the importance of money. Instead of keeping my silence (which i did for a few days already), i decided to defend myself thru this post (i owe it to myself anyway, lest he would think that i am guilty of his accusation). Here it is:

I agree, money can't buy love! But who says I am going to buy love? My dear ex-husband married me for my money but he realized i was too smart for him! One thing that convinced me to finally leave him is, you guessed it right, m-o-n-e-y. He was gradually draining me of my financial resources. I emphasized the word "gradually" because he couldn't do it in a snap. If I stayed on with my marriage because of that stupid thing called "love" (since according to that email sender, love is more important than money), what would have become of me? To read more about my marital life, check out this - http://life-guia.blogspot.com/

Second point, that email sender must be living in a fairy tale world where all that matters is love and nothing else. Well, i admit there are relationships that survived without money but those are few and in these real times, you could only find it in novels, movies, and tv drama series.

So much with this post, I would rather suggest to my email sender that he read and try to savor my previous post entitled, "Why Bro. Bo Talks About Money". For now, I'll save my thoughts for something else and look forward to and... enjoy my weekend! TGIF! :)

Wednesday, June 25, 2008

Your Free Financial Check-Up Is Here!

I got this post from bro. bo's blog: bosanchez.ph. Read on:

If you own a copy of Bo Sanchez’ book, 8 Secrets of The Truly Rich or Larry Gamboa’s Think Rich Pinoy (or attended Think Rich Pinoy or How To Be Truly Rich Seminars), you’re qualified to get a FREE Financial Check-Up by Bo’s Financial Mentors.

Bo’s Financial Mentors will give you an intensive 2-hour financial course, need-analysis, and help you create your very own personal financial strategy. (If you don’t yet have Bo or Larry’s book, get one now!) Sign-up for your FREE Financial Check-Up. We hold our financial classes in Makati and Cebu. For Metro Manila, text Ojing at Cel 09209188008 or email her at ojingosana@yahoo.co.uk For Cebu, text Marivic at 09168230921.


Note: Ms. Ojing is also my financial mentor. She is so brilliant with what she does. I learned so much financial information from her. Dear readers, hope you too! :)

Wednesday, June 18, 2008

Why Bro. Bo Sanchez Talks About Money

Many may wonder why Bro. Bo Sanchez, a catholic lay preacher, also preaches about money. Read below an article he posted in his blog at http://bosanchez.ph

Money Doesn't Buy Happiness; Money Buys Freedom

And I Urge You To Use That Freedom To Love God More!

Once upon a time, I was poor.
And proud of it.

I was a happy single missionary who didn’t think about money, didn’t touch money, didn’t save money, and didn’t want to have anything to do with money.
At that time, I really believed that saving money was a lack of trust in God.
I also believed that insurance was for the spiritually weak. “Jesus is my only insurance,” I’d tell everyone.

And businessmen? Man, I pitied them. I figured their souls were loitering in the brink of Hell. Why? Imagine, all they think about the whole day was money—the very instruments of the devil.

I repeat: I was poor and proud of it.

How poor? Before entering Jollibee, I had to first pull out my wallet and count how much money I had. Could I buy a burger today? I remember the days when I had to turn around because my cash (or coins!) wasn’t enough.

I was proud that I was poor, deprived, and suffering.

It somehow made me feel holy.

Love The Lord With All Your Heart, Mind, Strength—
And Money Too!

Today, my beliefs have totally changed.
And that’s why I’m being criticized.
By religious people no less.
They say I teach too much about money.
“Bo, why have you changed?” they ask me, “You now keep talking about savings and investments and business. Where’s the sweet and simple guy who used to talk only about God and prayer and holiness and heaven? We want that guy back…”
Sorry, but you won’t get that guy back.

Because God has changed me.

Let me tell you why I changed: I decided to love more.
Don’t get me wrong. I still preach about God and prayer and holiness and heaven. (After all, money is only one of my many topics.) But these past few years, I’ve been very burdened by the practical, down-to-earth, very REAL needs of God’s people.

Here are the facts:
• Many good Christian families are buried in debt. They can’t sleep at night. They’re terrified every time the phone rings.
• Many good Christian husbands and wives fight a lot because of money problems. (According to surveys, 50% of marital conflicts are money problems. One survey even says it’s 80%!)
• Many good Christians will be retiring without any savings or investments—and will grow older and poorer as the years go by.
• Many good Christians are living in poverty, and their children are suffering from poor health and poor education.

And that’s the reason why I changed: I want to help Christians get out of debt, solve their financial problems, and gain more financial blessings to help more people!

This is my commitment. This is my mission. This is my passion. (I don’t care how many people criticize me for it.) I’ve devoted my entire life to help anyone who’s suffering by giving practical wisdom through my preaching and writing.
Whether spiritually, emotionally, or financially.

For Many People,

Unless There’s Financial Freedom,

There Can Be No Real Freedom In Their Life

You know my story.

Because my beliefs have changed, my financial life has changed as well.
Can I brag? (Not to brag but to emphasize a point.)

I’m no longer poor.

I now run small businesses, earn through real estate, mutual funds, and the stock market.

I’m now able to help the poor in a way I couldn’t do before. And I’m able to give more to the ministry of the Lord because of the financial blessings He has given me. I don’t just give 10% of my income. Because my lifestyle has remained simple (no fancy cars, no big house), I can give much, much more than 10% to God. (By the way, I’ve also learned that when I give, I receive so much more. I invite you to give regularly to the Lord’s work. Join me in my ministry. Log on at www.KerygmaFamily.com now.)

Today, I also believe that holiness doesn’t have anything to do with being poor or being rich. Holiness has everything to do with love—and one can do that whether one is poor or rich.

Money doesn’t buy happiness; Money buys freedom.
Bad people will use that freedom in a bad way—and be miserable as hell.
Good people will use that freedom in a good way—and be happy as heaven.
To be more precise, good people will use that freedom to do good.

It’s that simple.

Let me give you a small example of what I mean.

Today, I no longer stop in front of Jollibee to count my money.
And today, I can do something I could hardly do before: I can now invite the poor for a free lunch. Something I do constantly with joy.

In other words, my prayer has changed.
Before, my prayer was, “Lord, I need something to eat. Please give me money.”
Today, my prayer is, “Lord, send me people who have nothing to eat today and let me be a blessing to them.”

Friends, I’m using my freedom to love.
And after all these years of helping so many people in their spiritual lives, I’ve come to a striking realization: Especially for those children or parents depending on them, there can be no real Freedom in life without Financial Freedom.
I want to continue to teach you how to grow your money without robbing your soul.

May your dreams come true,

Bo Sanchez

Saturday, June 7, 2008

how to grow your finances

i am so excited to attend another wonderful gathering at The Feast tomorrow! By the way, since Valle Verde Club couldn't accommodate too many attendees at the same time, the organizers of The Feast have now three schedules: 730am, 10am, and 1230pm.

Tomorrow's talk will be about finances. Bro. Bo is so passionate on sharing of not only about God's word but also of how to have financial blessings, thereby, have the opportunity and capability to help other people with these bountiful blessings.

See you at The Feast! Have a great weekend. :)

Friday, June 6, 2008

my adventures in el nido

hi! i have posted my adventures in el nido under this blog: http://tagaytayvacation.blogspot.com. OR just click this link: el nido

Monday, June 2, 2008

how to love your body

I attended The Feast last Sunday at Valle Verde, Pasig City. It was my nth time to be part of such wonderful gathering. As usual, the praise and worship was amazing!

Bro. Bo Sanchez talked about Power Key 17 of the 24 Building Blocks of the Champion's Life: How to Love Your Body. What struck me most was the topic on Reducing Emotional and Physical Toxins. Accordingly, there was this study about two groups of people. One group was tasked to write about superficial things while the other one was assigned to write about the traumatic events of their life in which they would have to release their stress into it. Guess what?! The 2nd group was found out to be happier than the other one.

So, writing about my marital history is keeping me on the right track all along. ;)

(inset, my first Feast with Bro. Bo)

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