Travel Inconvenience

What recently had happened to mama’s lost and found bag is a lesson learned and an eye-opener for me. That is, never take your bags for granted, even if it’s although already checked-in and in the possession of the airline. Anything can happen no matter how we try to avoid ugly situations like that. We could never bring back what was lost (especially those that are priceless) no matter how we try to scream and curse at irresponsible airline personnel.

That’s why travel inconvenience insurance sells. Featuring those incidents as “unavoidable circumstances” is an effective strategy for airlines (yes, airlines act as insurance agents too) to market their travel inconvenience insurance to passengers.

However, if I'm not mistaken, travel inconvenience insurance costs as much as P250 per travel. That’s a no-no for budget-conscious passengers like me. The choice now is between gulping the added cost as if it’s a bitter pill or just face the risk that your checked-in luggage might be lost along the way. The cost of your valuables, of course, plays a significant factor in your coming up with a decision.

As I was checking thru a welcome pack of my newly-approved credit card, to my delight, I read that travel inconvenience insurance is an added service that the credit card issuer offers to its credit card holders. And take note, its’ FREE! The only condition is that, the said credit card must be the one used in purchasing the plane ticket.

Now I know which credit card to use when booking a flight. I just wish all my other credit card issuers also offer the same benefit to their credit card holders.