Philippine's Public Holidays for 2013

I got excited when I learned that Malacanang has recently announced the public holidays for 2013 thru Proclamation No. 459 dated August 16, 2012. I was dismayed however when i found out that Chinese New Year is not among them. :(

As compared to the present year, said event was declared as non-working holiday and if I'm not mistaken, it was on January 25, 2012. But then, the next Chinese New Year, which will be February 10, 2013, falls on a Saturday. Waah!

Needless to say, I guess I won't be able to enjoy the non-working holidays next year as compared to this year.

The Best Credit Card

Just yesterday, I was observing the cash count conducted by the Internal Audit while listening to their conversation about credit cards. I was taken aback when i was suddenly asked which one is the best for me.

Hmm.. Actually, I have at least 7 credit cards. And it is not something to be proud of considering the responsibility that goes with it. In fact, it is damn scary to maintain credit cards that many.

I was planning to let go of about 5 of them. Two of which from HSBC had already expired just early this year. But then, i was offered a deal that i could hardly refuse since the two had been with me for about 8 years already. Also, it is noteworthy to mention that i especially like the convenience of their online banking.

I should say, i guess i'll be with HSBC for a very long time.